To cover or not to cover, that is the question.

Having insurance can be costly, especially if you don’t claim.

I’ve always had car breakdown cover for example but haven’t broken down once. But then, there’s always be a first. And it’s peace of mind knowing that if we do come to a grinding halt on the side of a motorway, there’s someone we can call on.

Car insurance is a legal requirement, but for the home, if you don’t have a mortgage, building insurance is not a must. If you do have a mortgage, then buildings insurance is a requirement with the lender. Either way, it would be complete madness to go without; the cost of insuring the home is nothing compared to the cost of rebuilding one in the event of a disaster.

And this is what insurance is all about; to cover you for the ‘what if’ moments.
Now I’ve come across three of these in the last week alone; and all three were identical…

The hard drive inside your computer is the component that stores the PC or Mac Operating System (OS), the programs and data. And when the hard drive goes belly-up, there’s a chance that all this information is gone for good.

With the improvement in technology, it doesn’t happen very often these days, but like waiting for a bus, I’ve had three come along in a very short period of time.

I’m pleased to say that I was able to recover the data from all of them, but there’s a very low-cost insurance for both the PC & Mac that’ll protect your programs, the OS and data in the event of your hard disc or any other type of storage giving up on you.

If you have a PC, the Acronis True Image is a must in my view, as this will protect your system by backing up everything to either a locally attached USB drive or to an account in the Cloud. Either way, you’ll have peace of mind knowing that your stuff will be safe in the event of a disaster.

If you’re a Mac user, you don’t need to invest in additional software, as you already have the facility built-in to your machine. The Time Machine app will backup everything you need to a connected USB drive.

Very similar to breaking down on the motorway when the car hasn’t given you any prior warning, other than a slow-down in performance, computers will also breakdown without any warning.

So for the cost of an external drive, I would say this is a no-brainer of an investment.